Afridig Wallets

Pay. Simple.

We  foster financial inclusion through innovative digital payment solutions for the under-banked individual and business.

Wallet Features

Afridig has partnered with different retailers, financial institutions and micro enterprises to create multiple deposit and withdrawal channels for your convenience.

WhatsApp

WhatsApp is already on your phone so why download another app just to transact? This is why we bring you one of the first Whatsapp transact solutions in the country. Pay, Withdraw, Deposit, Top up, Send Money all on WhatsApp or via USSD.

QR Codes

Generate a QR code and receive payments from Masterpass wallets of the four major banks including Capitec Masterpass and VodaPay. You can also generate a QR Code and request to get paid.

Connect with People

Make sure your loved ones have what they need, wherever they are.

Remote Signup/Onboarding

Open an Afridig wallet anywhere you are. Take a selfie with your ID/Passport and have a wallet opened in your name in less than a minute.

Cashout/Withdraw Funds

Cashout the funds on your wallet at any FNB ATM, PicknPay tillpoint, by EFT into your bank account or at a local business that is a registered Afridig Agent

Cash-in/Top Up Wallet

Load funds into your wallet at any PicknPay tillpoint or at any Afridig Agent. You can also link your bank card to top up your wallet (You must be enabled for online purchases to use this option. Contact your bank to see if You are enabled for online card purchases).

It's so easy!

You only need your ID number to register for your personal Wallet & you are good to go.

Our Approach

We developed Afridig wallets with three main features in mind.

Accessibility.

A secure electronic payment tool for all South Africans everywhere.

Acceptance.

Shop wherever you want whether online, retail, spaza or taxi ranks.

Convenience.

Multiple deposit and withdrawal channels that will suit you.

Accessibility

Our wide range of partners means that you can top up or withdraw e-wallet funds conveniently! 

Acceptance

You can use the funds in your Afridig E-wallet to pay at many different places! 

 

mobile-12

Convenience

We know how frustrating it is waiting in line to deposit money for your loved one, or to waiting at a retailer to withdraw a cashsend voucher!

Our Services For You​

Business Wallet

Afridig Business e-wallet is suitable for businesses that operate in the formal and informal sector. Whether you are an informal trader or taxi owner, this wallet is designed to ensure maximum control over your funds while minimising bank fees. Receive payments directly from your client’s wallets in real time and have them credited to your transactional account at a fraction of the cost. Save on losses due to theft and have full control over the funds in your business and save on deposit fees.

 

Personal Wallet

The Afridig Personal e-wallet is for your everyday transactional needs. Use it to purchase prepaid products such as airtime and electricity. Pay with your wallet at retailers and local stores. Transfer money to anyone with an Afridig wallet.

Our Fees

Business Wallet

ACTION

AMOUNT

FEES

Cash Withdrawal (Pick n Pay)

R1-R5 000

R3

Cash out via Agent

R1-R3 000

R2

EFT out to Bank Account

R1-R25 000

R5

Payment Acceptance-Wallet to Wallet

R1-R5 000

R0,15

Cash in via Bank Card

R1-.R5 000

R3

Purchases at businesses

R1-R5 000

R0,70

Wallet to Wallet payments

R1-R5 000

R0,70

Personal Wallet

ACTION

AMOUNT

FEES

Cash Withdrawal (Pick n Pay)

R1- R5 000

R3

Cash Withdrawal (FNB ATM)*

R1-R3 000

FREE

Cash out via Agent

R1-R5 000

R2

EFT out to Bank Account

R1-R5 000

R5

Cash in via Bank Card

R1-R5 000

3%

Cash in via Agent

R1-R200

FREE

Cash in via Agent

R201-R5 000

R10

Cash in retailer (Pick n Pay)

R1-R5 000

R6

Merchant +Taxi +Shop+ Bill payments

R1-R5 000

FREE

Wallet to Wallet payments

R1-R5 000

R0,70

e-Statement (pdf)

FREE

*FNB ATM withdrawals are free for the first withdrawal. Subsequent withdrawals are charged at normal FNB ewallet pro rates.

 

Frequently Asked Questions

1. What is needed to open an Afridig Wallet account?

Say ‘Hi ‘ to us via WhatsApp on 087 240 6766. You will be required to take a selfie of yourself and a photo of your ID and create a 4 digit PIN. Easy as that you will have a wallet in your name. No documents, no fuss.

2. Can I use the funds in my wallet to purchase at any store?

Currently, you can use your funds to purchase at any Pick n Pay store and at participating local businesses. We are working on bringing in more retail partners on board.

3. How do I withdraw funds in my wallet?

You can withdraw funds without a card at any FNB ATM, Pick n Pay store or registered Afridig agent. If you have the Afridig Ewallet card you can withdraw using any ATM nationwide but there will be an extra fee charged for not using an FNB ATM.

4. How are my funds protected if I lose my cellphone?

If you lose your cellphone please use any of the following: (a) Contact your network to block your cellphone. (b) Contact us on 039 322 0025 so we can block all transactions on your wallet. (c) Use any cellphone that is registered with an Afridig wallet and navigate to the chat to agent option, a support agent will assist in blocking transactions on your wallet.

5. My business is not registered with the CIPC, can I open an Afridig Business Wallet?

Yes, select the ‘Business Wallet’ option when signing up for the first time. Afridig was designed specially for you! The businesses that is outside of the formal economy and is not registered. We believe in the potential of small businesses and want them to enjoy the same benefits as the more formalized businesses.

6. Will my business partners be able to use our Business Wallet on their cellphones?

Yes, your business wallet can be linked to more than one cellphone number. An Afridig support agent will assist you in setting up limits and rights on the wallet.

7. My business has different branches, can I open a separate Business Wallet for each branch?

If you have multiple branches, we will assign a Business Identification Number to each branch so you can separately identify transactions on your wallet by branch. Employees in your business sites will be able to receive and view notifications of all transactions but only you will have the rights to transact on the wallet.

8. How do I know that Afridig will not disappear with my money if there are no physical branches?

Afridig is powered by Nedbank as our ultimate BIN sponsor, your funds are held in an account with Nedbank Ltd. ( a registered bank in terms of the Banks Act). This means that Afridig does not have access to funds in your wallet as these funds are ultimately held in a bank account opened under your name with Nedbank, an accountable institution which is required by law to safeguard the funds in your account. If Afridig should cease operations you will be informed and given the option to either transfer the funds in your wallet to a different wallet within the Nedbank ecosystem or to withdraw the funds and close the account.

Can't Find the Answer?

Contact our support team

× How can we help you?